Home / Water Damage Wood Floor Insurance Claim
Leaks and pipe bursts can wreak havoc on your home’s hardwood flooring and valuables, setting you back by thousands of dollars and also taking up your valuable time in repairs. Thankfully, if your home is insured, you can file a water-damaged wood floor insurance claim to restore your floor to its former glory.
Fixing Water-Damaged Hardwood Floors
Filing insurance claims and overseeing restoration projects to fix water damages can prove to be a headache, especially after having to clean your entire soggy home up!
However, if you’re mindful of a few things, you will be able to ensure that your insurance claim is processed in a smooth manner, sans any glitches. Firstly, it’s critical that you ensure that your homeowner’s insurance policy covers extensive water damage and also gives enough coverage to help you restore your home. As far as supervision of repairing work is concerned, make sure that you hire a reliable floor restoration company to fix your prized floor.
When you detect water damage, get in touch with a licensed plumber as soon as possible to identify the leak’s source and to provide you with concrete evidence regarding its time duration. Bear in mind that most companies won’t entertain claims for long-term leaks that have gone on for more than two weeks.
The secret to getting your water-damaged wood floor insurance claim approved is to document everything extensively. Click photographs and take videos of the leak as well as the damage caused as evidence. To eliminate suspicions, make sure that you have the broken pipes or other systems that may have caused the leak. This will convince the insurance company that your claim is an authentic one.
Under coverage A, the company may cover the costs of repairing or rebuilding your hardwood floor. You will be entitled to flooring that matches the quality and type of your existing floor. This is dependent on your coverage limits and the extent of the damage caused by the leak. However, do remember that no two insurance policies are the same. Discuss these things well before you buy a policy so that you know what you’re signing up for.
Get In Touch With Restore-A-Floor
Filing an insurance claim, to restore your water-damaged hardwood flooring? We hope that these tips help you to get it approved and get a brand new floor for your home! We are second to none when it comes to hardwood floor restoration projects! Give us a call today at +1 (310) 926-8907.